Property Search 
Independant Financial Advice Recommended
07/11/2008
Given these uncertain times there are major changes occurring daily to the availability of mortgage products and their terms so how do you know what is best for you?
In our opinion it is more important than ever to take financial advice from an independent financial advisor or I.F.A. They have access to the whole market and most importantly they are kept totally up to date meaning you will have access to all the latest deals.
Having identified the best mortgage for your personal needs, they are best placed to chase your application though so the process of securing your mortgage offer is as quick and trouble free as possible helping you on the way to a speedy exchange of contracts.
The recent reduction of the base rate to 3% means it is the lowest base rate ever experienced for those actively seeking a mortgage for 53 years!
Many major lenders have started passing on the reductions with further falls predicted, however there still remains complex issues such as tie in periods, arrangement fees and penalties with each mortgage deal which an Independent Financial Advisor (I.F.A) can explain helping you make the best decision.
With the recapitalisation of some banks the availability of mortgages is improving. Aitchisons have already noticed an increase in activity and we expect this to continue as we enter 2009.
Ensuring that you can afford to proceed and obtain the best mortgage deal is vital which is why independent advice is important.
We have long established relationships with I.F.A’s and interested parties can obtain free and impartial advice. In the first instance please contact Roberto Argenio on 01727 855556.
